Beat Your Rate & Hit the Road

Hit the road with confidence this summer. Refinance or purchase your next vehicle with a lower rate—plus get a complimentary AAA membership and an emergency roadside kit on us.

Whether you’re planning a summer road trip or sending the kids off to college, Novo CU has your back.

We’ll beat your current auto loan rate by 1.00% and give you no payments for 90 days. *

PLUS — All new auto loans funded during this promotion will be entered into a raffle to win up to a $500 credit toward a vacation package of your choice when booked through AAA Travel!

Stop by, call, or visit our website to get started!

*Offer valid from June 1, 2026 through September 30, 2026 and subject to modification or termination at any time without prior notice. All loans are subject to credit approval and membership eligibility. Novo Federal Credit Union will beat a member’s verified existing auto loan rate or approved purchase rate by a minimum of 1.00% APR, based on creditworthiness, loan structure, and collateral. Documentation evidencing the current loan rate or loan approval is required. The promotional rate reduction may not result in a final APR below the established floor rate of 3.49% APR.

This promotion applies to new auto loan originations and non‑cash‑out auto loan refinances only. Existing Novo FCU auto loans are not eligible for this offer. Eligible collateral is limited to model year vehicles five (5) years old or newer. Maximum loan‑to‑value may not exceed 125% of Kelley Blue Book (KBB) or manufacturer’s suggested retail price (MSRP), as applicable.

First payment may be deferred for up to 90 days from loan closing; interest will accrue from the date of loan disbursement. This promotion may not be combined with any other loan offers, rate discounts, or incentives.

Additional terms, conditions, and restrictions may apply.