Online Banking

Rates

Loan Rates

Signature Loans

Signature Loans up to $20,000.

Rates as low as:

Signature Loans
Term Rate
12 9.99%
24 10.99%
36 11.99%
48 12.99%

New & Used Auto Loans

For new vehicles, financing available up to 125% percent of MSRP Listed Price (includes tax, license, fees, etc.).
For used vehicles, financing available up to 125% percent of KBB Typical Listing Price (Includes tax, license and fees, etc.)

Rates as low as:

New & used Auto
Term Rate
48 4.49%
60 4.99%
72 5.99%
84 7.99%

Used Auto Loan - Auto 6+ Years Old

Financing available up to 125% percent of KBB Typical Listing Price (Includes tax, license and fees, etc.).

Rates as low as:

Used Auto
Term Rate
36 6.49%
48 6.99%

FAST Loan - Family Assistance Short Term Loan

Fixed Rate 18% APR*
$250 to $1,500; requires payroll deduction or direct deposit
1-month repayment
Not eligible for skips


Gear, Uniform, & Supply (GUS) Loan

Fixed 5% APR*
$250 to $1,500
Requires payroll deduction or direct deposit
12-month repayment
Not eligible for skips


The APR for Share and Share Certificate secured loans is determined by adding 4% to the current rate paid on the share or share certificate. Certificate secured loan terms may not exceed the maturity date of the certificate. Share Secured loan term not to exceed 60 months.
All rates subject to change.
*Annual Percentage Rate – All rates subject to change without notice. Loan approval is subject to credit and income verification and is not a firm offer of credit.

Account Rates

Certificates of Deposit

CD rates
Term Minimum Deposit Dividend Rate APY
3-month $1,000.00 0.10% 0.10%
6-month $1,000.00 0.20% 0.20%
12-month $1,000.00 0.40% 0.40%

Additional Information:

  • Dividends paid quarterly.

  • Early withdrawal penalty may apply.

  • Account will automatically renew at maturity unless otherwise noted.


Savings Accounts

Savings Rates
Product Minimum Balance Dividend Rate APY
Regular Savings $25.00 0.05% 0.05%
Youth Savings $25.00 0.05% 0.05%
Additional Savings $0.00 0.05% 0.05%
Christmas Club $0.00 0.05% 0.05%

Additional Information:

  • Dividends paid quarterly

  • Christmas Club funds disbursed on or around October 15